FROM THE DESK OF ANNETTE & DAVIS
Fall is here in North Carolina—bringing crisp mornings, Friday night lights, and the excitement of football season as kids settle back into school routines.
On the housing front, while national headlines point to price declines, our local market tells a different story. Cary, for example, is shining bright with a 19% jump in median sales price year over year—proof that real estate is truly hyper-local.
And speaking of Cary…we can’t wait to see you at our Annual Halloween Costume Party! 🎃 Join us on Saturday, October 25th at South Line Brewing for an evening of costumes, community, and fun. This year’s contest will be judged, so bring your best look—the competition will be fierce! RSVP HERE.
NON-TRADITIONAL LOANS: EXPANDING YOUR OPTIONS
Not every buyer fits the mold of a conventional mortgage—and that’s okay. If you’re self-employed, an investor, a retiree, or have less-than-perfect credit, non-qualified mortgage (Non-QM) loans could open the door to homeownership.
Why Non-QM loans matter:
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Flexible approval for gig workers, retirees, and investors
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Alternative income documentation, like bank statements or 1099s
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Options for credit scores as low as 500
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Loan terms that can extend beyond 30 years
Popular programs include:
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Bank Statement Loans – qualify using deposits instead of W-2s
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DSCR Loans – investors use rental income to qualify
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ITIN Loans – for buyers without a Social Security Number
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1099 Loans – built for independent contractors
👉 Bottom line: Non-QM loans provide creative financing solutions for buyers who don’t fit the traditional mold.
CASE STUDY AT SIR WALKER LANE
When this family reached out, their biggest concern wasn’t just selling—it was finding a trusted agent in Atlanta to help them move closer to their grandchildren. After listening to their goals, we connected them with a trusted partner, giving them confidence on both sides of the move.
With staging complete and two weeks of prep, their home hit the market—and went under contract in just 5 days. At the same time, they found the perfect home in Atlanta. To make things easier, we negotiated two extra weeks for them to stay in their home after closing at no additional cost.
In less than 30 days, they closed on their new home and are now happily settled near family. Quick, smooth, and stress-free—that’s exactly how a move should feel.
WHAT'S YOUR NUMBER??
If someone knocked on your door today and asked, “What price would make you sell?”—would you have an answer?
With Compass’s new Make Me Sell feature, you can set your “what if” number—no commitment, no showings, no hassle. Simply share the price you’d consider, and we’ll add it to the Compass system. Agents will see that a home like yours could be available (your details stay private). If a buyer shows interest, we’ll make the connection.
👉 It’s that simple. No pressure—just opportunity.
So…what’s your number?
Here’s to cooler days, football Saturdays, and exciting times ahead. We hope to celebrate with you soon!
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